Commercial Mortgages

   Maximum loan to value up to 65% of appraised value.

   Placement fee of 3% of the amount of the mortgage.

   Interest rate of 12.75% per annum.

   Terms of 1 to 5 years.

   Amortization up to 15 years.

   Secondary financing permitted (2nd mortgage or vendor take back).

   Appraisal required (using an appraiser acceptable to Sun).

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